How to Prepare for a Commercial Auto Insurance Inspection

In California, commercial vehicles are subject to rigorous inspection standards to ensure safety and reliability on the road. These inspections are critical for maintaining vehicle performance and preventing accidents. Understanding the requirements and procedures is crucial for vehicle owners and operators to comply with state regulations.

Your insurer may request your commercial auto insurance inspection reports, so keeping those on file is crucial. California recommends retaining two years of commercial auto inspection reports.

Key Areas of Inspection

During each inspection, several critical components of the vehicle must be checked: 

• Brake adjustment—Proper brake function is vital for safety. Inspectors must ensure brakes are adjusted correctly to provide effective stopping power and prevent potential failures.

• Brake system components and leaks—The entire brake system, including elements such as brake pads, rotors and hoses, should be examined for wear and tear. Leaks in the brake system can significantly impact braking performance and must be promptly repaired.

• Steering and suspension systems—These systems are crucial for vehicle control and stability. Inspectors must check for any signs of wear, damage or malfunction in the steering and suspension components to ensure smooth and safe handling.

• Tires and wheels—Tires should be inspected for proper tread depth, inflation and signs of damage or uneven wear. Wheels must also be checked for any issues affecting vehicle stability and performance.

• Vehicle connecting devices—Any devices used to connect trailers or other components must be inspected for proper function and security. This includes checking for wear or damage that could compromise the connection.

Inspection Reports

Each periodic inspection must be documented with a detailed report that includes the following:

• Vehicle identification number (VIN)

• Inspection details, including date of inspection and repairs performed

• Authorized representative’s signature

Contact Us

Contact Don Ramatici Insurance in Petaluma, California, to learn more about commercial auto insurance inspection requirements.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.