How to Insure Seasonal Workers at Your Vineyard

Running a vineyard involves various challenges, including promoting the safety and well-being of your seasonal workers. Insurance coverage is essential to help financially protect both your employees and your business.

Insurance for Vineyards

Consider the following coverage options when insuring seasonal workers at your vineyard:

• Workers’ compensation insurance—This is a crucial type of insurance for any business with employees. Workers’ compensation can offer coverage for medical expenses and lost wages when an employee is injured at work. It can also help your business with potential lawsuits stemming from workplace injuries.

• General liability insurance—This insurance can help cover claims of bodily injury or property damage on your premises. It is essential for protecting your vineyard from potential lawsuits and financial losses.

• Health insurance options—While not always legally required for seasonal workers, offering health insurance can be a valuable benefit. It may help attract and retain skilled workers as well as help them access medical care.

• Employment practices liability insurance (EPLI)—This insurance can offer financial protection for your business against claims arising from employment practices, including wrongful termination, discrimination and harassment. Given the temporary nature of seasonal work, EPLI can be particularly important.

Learn More

An insurance provider can help you navigate the complexities of insuring seasonal workers. They can tailor an insurance package that meets your specific needs. For insurance near you, contact Don Ramatici Insurance .

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.