December 3, 2024
ramaticiinsDebris Removal: The Often-Overlooked Coverage You Can’t Afford to Miss
When discussing property insurance, many business owners focus on the obvious: coverage for fires, wind, or theft. But one aspect often overlooked is debris removal—a crucial component of any property insurance program that can make a huge difference in a claim scenario after a disaster occurs. Imagine this scenario: A severe storm hits, leaving your […]
October 28, 2024
ramaticiinsInsuring Your Vineyard or Winery’s Tasting Room and Events
Owning and operating a vineyard or winery can make a business vulnerable to many risks and exposures, including those often applicable to both the agricultural and hospitality industries. Given the complexity of these business operations and the potential ramifications of accidents and errors, ample insurance should be a top priority. But understanding what types of […]
April 10, 2024
ramaticiinsCalifornia Gets Serious on Workplace Violence: New Law Enforces Prevention Plans and Training
California has taken a significant step towards protecting workers from violence in the workplace. Senate Bill 553, which goes into effect on July 1, 2024, requires most employers in the state to implement a comprehensive workplace violence prevention plan (WVPP) and provide annual training to employees. Why the New Law? Workplace violence is a significant […]